High Risk Loans

 

High Risk Loans in Enterprise, Troy, Andalusia, and Dothan, AL

If your credit score is below 620, if you have bad credit history, or if you have no credit history and have had past trouble getting an auto loan, then you might consider a high risk vehicle loan. Also called special finance, sub-prime, credit reestablishment, or bad credit loans, a high risk vehicle loan can help you rebuild your credit and make you eligible for a conventional loan in the future. Don’t let your bad credit stand in the way of you getting the reliable transportation you need, ask our finance staff about how you can turn your finances around with a high risk loan in Enterprise, AL.

Getting Approved for a High Risk Vehicle Loan near the Florida Panhandle

A high risk car loan is not like a conventional loan – it usually comes with a higher interest rate and requires a larger down payment in order to guarantee financing for bad credit customers. However, our high risk credit experts will provide you with a loan that fits your budget. We’ll also help you find the perfect high risk lender so you’ll get approved instead of turned down. Another perk of a high risk loan is that it will help you rebuild your credit score while you make your monthly payments. Our dealership will report your on-time payments to Equifax, Experian, and TransUnion which will kick-start your credit and start to rebuild it right away. Making your loan payments on time will help you reestablish your credit profile and help you to become eligible for a conventional loan through a traditional lending institution.

Our Dealership Specializes in High Risk Financing for Alabama and Florida Shoppers

High risk financing is not something you’ll find at other dealerships, but our Enterprise, AL dealership is not like those other guys. Our credit advisory team can tailor a personalized high risk auto loan for you even if you have zero credit, damaged credit, or credit that has been deemed “too new” for a conventional loan. We’ll find you the perfect lending company and help you work out a budget that you can pay off without a hassle! Don’t get turned down again by another bank or auto manufacturer finance company; you’ll only end up with another hard inquiry into your credit and no car to show for it. Reestablishing your credit will with a special finance vehicle loan will get you into the driver’s seat of a great vehicle and you’ll be on your way to a better credit score in Enterprise, AL!